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A "Peril" is the insurance industry's name for what is covered under the policy. Most policies cover damage due to fire, lightning, explosion, wind, hail, freeze, riot, aircraft, vehicles, smoke, water, vandalism, and theft. Additional perils like flood, earthquake, volcanic eruption, mold, and collapse can also be covered in some situations.
Most business owners realize the importance of having adequate insurance; however, some commercial policies can be hundreds of pages long and full of ambiguous language. Let the experts at Cornerstone review your commercial policy to determine if you have suffered damage due to a covered loss.
95% of residential properties are insured; however, the average homeowner does not understand what is covered by their homeowners policy. Cornerstone Public Adjusters are policy experts and can inform you if you have a covered loss under your policy and will confirm if you have received a fair settlement offer from your insurance company.